What type of contractor are you?

Select the trade that best describes your business. This affects your insurance rate class.

🏗️ General Contractor GC / Construction Mgmt 🏠 Roofer Residential & Commercial 🔧 Plumber / HVAC Mechanical Trades ⚡ Electrician Electrical Contractor 🪣 Painter / Drywall Finishing Trades 🌿 Landscaper Lawn & Site Work 🧱 Masonry / Concrete Foundation & Hardscape 🪵 Carpenter / Framer Framing & Woodwork

Please select your trade to continue.

Which state do you operate in?

Rates and regulations vary by state. Select all states where you work.

NJ New Jersey PA Pennsylvania CT Connecticut MD Maryland

Please select at least one state to continue.

Tell us about your business size

Your annual revenue drives your GL rate. Payroll drives your Workers’ Comp premium.

Annual Revenue Total project billings per year

Annual Payroll Total wages paid to employees (not subs)

Number of Employees (including yourself) Owners, full-time, and part-time employees on payroll

Please fill in your revenue and select number of employees.

Where should we send your estimate?

Your estimate is ready — enter your info to unlock it and a licensed agent will follow up with an accurate quote.

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Almost there — your personalized estimate is waiting

We’ll show you your GL and Workers’ Comp cost ranges immediately. No spam — just your numbers and an optional follow-up from a licensed NJ/PA/CT/MD agent.

First Name *

Last Name *

Email *

Phone

Business Name

By submitting, you agree to be contacted by CanDo Insurance. Your info is never sold to third parties.

Please provide your name and a valid email address.

Your Insurance Estimate

Based on your business profile — here’s your ballpark range.

General Liability

— – —

per year (estimated)

Covers third-party bodily injury and property damage on job sites. Required by most GCs and project owners.

Workers’ Compensation

— – —

per year (estimated)

Required in NJ, PA, CT, and MD for businesses with employees. Covers medical and lost wages for on-the-job injuries.

Estimate Breakdown

Trade / Class—

State(s)—

Annual Revenue—

Annual Payroll—

Employees—

GL Rate (per $1K revenue)—

WC Rate (per $100 payroll)—

⚠️

These are ballpark estimates only based on industry averages. Your actual premium will vary based on your specific operations, loss history, deductibles, and carrier. A licensed agent will review your details and provide an accurate quote at no cost.

Ready for an accurate quote?

A licensed agent will shop 20+ carriers to find your best rate — usually within one business day.

Questions? Call (609) 745-3750 or visit candoinsurance.com

How Much Does Contractor Insurance Cost?