/* ============================================
   CanDo Insurance — Contractor Microsite
   Design Tokens + Component Styles
   ============================================ */

/* --- DESIGN TOKENS --- */
:root {
  /* Type Scale (fluid) */
  --text-xs: clamp(0.75rem, 0.7rem + 0.25vw, 0.875rem);
  --text-sm: clamp(0.875rem, 0.8rem + 0.35vw, 1rem);
  --text-base: clamp(1rem, 0.95rem + 0.25vw, 1.125rem);
  --text-lg: clamp(1.125rem, 1rem + 0.75vw, 1.5rem);
  --text-xl: clamp(1.5rem, 1.2rem + 1.25vw, 2.25rem);
  --text-2xl: clamp(2rem, 1.2rem + 2.5vw, 3.5rem);

  /* Spacing (4px base) */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.25rem;
  --space-6: 1.5rem;
  --space-8: 2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;

  /* CanDo Brand Colors — Teal + Gold from logo */
  --color-bg: #FAFAF7;
  --color-surface: #FFFFFF;
  --color-surface-alt: #F4F5F3;
  --color-border: #DDE0DA;

  --color-text: #1A2625;
  --color-text-muted: #4E5B59;
  --color-text-faint: #94A09D;
  --color-text-inverse: #FFFFFF;

  /* Primary — CanDo Gold (from logo) */
  --color-primary: #C5952B;
  --color-primary-hover: #AB811F;
  --color-primary-dark: #8E6B18;
  --color-primary-light: #F7ECD4;
  --color-primary-bg: #FDF8EE;

  /* Secondary — CanDo Dark Teal (from logo) */
  --color-secondary: #1B3D3F;
  --color-secondary-hover: #142E30;
  --color-secondary-light: #E4EBEB;

  /* Accent greens for success/CTA emphasis */
  --color-accent: #2B7A3D;
  --color-accent-light: #E6F4EA;

  /* Semantic */
  --color-error: #B33A3A;
  --color-success: #2B7A3D;

  /* Radius */
  --radius-sm: 0.25rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --radius-full: 9999px;

  /* Transitions */
  --transition-interactive: 180ms cubic-bezier(0.16, 1, 0.3, 1);

  /* Shadows (warm-tinted) */
  --shadow-sm: 0 1px 3px rgba(28, 26, 21, 0.06);
  --shadow-md: 0 4px 12px rgba(28, 26, 21, 0.08);
  --shadow-lg: 0 12px 32px rgba(28, 26, 21, 0.12);

  /* Content widths */
  --content-narrow: 640px;
  --content-default: 960px;
  --content-wide: 1140px;

  /* Fonts */
  --font-display: 'Plus Jakarta Sans', 'Trebuchet MS', sans-serif;
  --font-body: 'Plus Jakarta Sans', 'Trebuchet MS', sans-serif;
}

/* --- GLOBAL --- */
body {
  font-family: var(--font-body);
  background: var(--color-bg);
  color: var(--color-text);
}

a {
  color: var(--color-primary-dark);
  text-decoration: underline;
  text-decoration-color: transparent;
}
a:hover {
  text-decoration-color: currentColor;
}

/* --- SKIP LINK --- */
.skip-link {
  position: absolute;
  top: -100%;
  left: var(--space-4);
  background: var(--color-secondary);
  color: var(--color-text-inverse);
  padding: var(--space-2) var(--space-4);
  border-radius: var(--radius-md);
  z-index: 100;
  font-size: var(--text-sm);
}
.skip-link:focus {
  top: var(--space-2);
}

/* --- HEADER --- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-border);
  padding: var(--space-3) var(--space-4);
}
.header-inner {
  max-width: var(--content-wide);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
}
.logo {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  text-decoration: none;
  font-weight: 800;
  font-size: var(--text-lg);
  color: var(--color-secondary);
  letter-spacing: -0.02em;
}
.logo svg {
  flex-shrink: 0;
}
.logo-text-gold {
  color: var(--color-primary);
}
.header-nav {
  display: none;
  gap: var(--space-6);
  align-items: center;
}
@media (min-width: 768px) {
  .header-nav {
    display: flex;
  }
}
.header-nav a {
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--color-text-muted);
  text-decoration: none;
}
.header-nav a:hover {
  color: var(--color-text);
}
.header-phone {
  display: flex;
  align-items: center;
  gap: var(--space-1);
  font-weight: 700;
  font-size: var(--text-sm);
  color: var(--color-secondary);
  text-decoration: none;
  white-space: nowrap;
}
.header-phone svg {
  width: 18px;
  height: 18px;
}
.mobile-menu-btn {
  display: flex;
  padding: var(--space-2);
  color: var(--color-text);
}
@media (min-width: 768px) {
  .mobile-menu-btn { display: none; }
}

/* Mobile nav */
.mobile-nav {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(255,255,255,0.98);
  z-index: 60;
  flex-direction: column;
  padding: var(--space-20) var(--space-6) var(--space-6);
  gap: var(--space-2);
}
.mobile-nav.active { display: flex; }
.mobile-nav a {
  font-size: var(--text-lg);
  font-weight: 600;
  color: var(--color-text);
  text-decoration: none;
  padding: var(--space-3) 0;
  border-bottom: 1px solid var(--color-border);
}
.mobile-nav-close {
  position: absolute;
  top: var(--space-4);
  right: var(--space-4);
  padding: var(--space-2);
  color: var(--color-text);
}

/* --- HERO --- */
.hero {
  background: var(--color-secondary);
  color: var(--color-text-inverse);
  padding: clamp(var(--space-12), 8vw, var(--space-24)) var(--space-4);
  text-align: left;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 80%;
  height: 200%;
  background: radial-gradient(ellipse, rgba(197, 149, 43, 0.08) 0%, transparent 70%);
  pointer-events: none;
}
.hero-inner {
  max-width: var(--content-wide);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-8);
  position: relative;
  z-index: 1;
}
@media (min-width: 768px) {
  .hero-inner {
    grid-template-columns: 1.3fr 1fr;
    align-items: center;
  }
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  background: rgba(197, 149, 43, 0.15);
  color: #F0D68A;
  padding: var(--space-1) var(--space-3);
  border-radius: var(--radius-full);
  font-size: var(--text-xs);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: var(--space-4);
  width: fit-content;
}
.hero h1 {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 800;
  line-height: 1.1;
  margin-bottom: var(--space-4);
  letter-spacing: -0.02em;
}
.hero h1 .highlight {
  color: var(--color-primary);
}
.hero-sub {
  font-size: var(--text-base);
  color: rgba(255,255,255,0.8);
  margin-bottom: var(--space-6);
  max-width: 540px;
  line-height: 1.7;
}
.hero-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}
.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-6);
  margin-top: var(--space-6);
  padding-top: var(--space-6);
  border-top: 1px solid rgba(255,255,255,0.12);
}
.hero-trust-item {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.65);
}
.hero-trust-item svg {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  color: var(--color-primary);
}

/* Hero quote box (right side) */
.hero-quote-box {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  backdrop-filter: blur(8px);
}
.hero-quote-box h3 {
  font-size: var(--text-lg);
  font-weight: 700;
  margin-bottom: var(--space-1);
  color: var(--color-text-inverse);
}
.hero-quote-box .subtext {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.6);
  margin-bottom: var(--space-4);
}
.mini-form {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.mini-form input,
.mini-form select {
  padding: var(--space-3) var(--space-4);
  border-radius: var(--radius-md);
  border: 1px solid rgba(255,255,255,0.15);
  background: rgba(255,255,255,0.08);
  color: var(--color-text-inverse);
  font-size: var(--text-sm);
}
.mini-form input::placeholder {
  color: rgba(255,255,255,0.4);
}
.mini-form select option {
  background: var(--color-secondary);
  color: var(--color-text-inverse);
}

/* --- BUTTONS --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  font-family: var(--font-body);
  font-weight: 700;
  font-size: var(--text-sm);
  padding: var(--space-3) var(--space-6);
  border-radius: var(--radius-md);
  text-decoration: none;
  border: none;
  cursor: pointer;
  white-space: nowrap;
  min-height: 48px;
}
.btn-primary {
  background: var(--color-primary);
  color: #FFFFFF;
}
.btn-primary:hover {
  background: var(--color-primary-hover);
}
.btn-secondary {
  background: transparent;
  color: var(--color-text-inverse);
  border: 2px solid rgba(255,255,255,0.3);
}
.btn-secondary:hover {
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.5);
}
.btn-outline {
  background: transparent;
  color: var(--color-secondary);
  border: 2px solid var(--color-border);
}
.btn-outline:hover {
  border-color: var(--color-primary);
  color: var(--color-primary-dark);
}
.btn-lg {
  font-size: var(--text-base);
  padding: var(--space-4) var(--space-8);
  min-height: 56px;
}
.btn-full {
  width: 100%;
}
.btn svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
}

/* --- SECTIONS --- */
.section {
  padding: clamp(var(--space-12), 6vw, var(--space-20)) var(--space-4);
}
.section-alt {
  background: var(--color-surface-alt);
}
.section-inner {
  max-width: var(--content-wide);
  margin: 0 auto;
}
.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto var(--space-10);
}
.section-label {
  display: inline-block;
  font-size: var(--text-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--color-primary);
  margin-bottom: var(--space-2);
}
.section-title {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 800;
  color: var(--color-secondary);
  margin-bottom: var(--space-3);
  letter-spacing: -0.01em;
}
.section-desc {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: 1.7;
}

/* --- TRADE CARDS --- */
.trades-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-6);
}
@media (min-width: 768px) {
  .trades-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}
.trade-card {
  background: var(--color-surface);
  border-radius: var(--radius-lg);
  padding: var(--space-6) var(--space-5);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
}
.trade-card:hover {
  box-shadow: var(--shadow-md);
}
.trade-icon {
  width: 48px;
  height: 48px;
  background: var(--color-primary-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-4);
  color: var(--color-primary-dark);
}
.trade-icon svg {
  width: 24px;
  height: 24px;
}
.trade-card h3 {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--color-secondary);
  margin-bottom: var(--space-2);
}
.trade-card .trade-desc {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-bottom: var(--space-4);
  flex: 1;
  line-height: 1.65;
}
.trade-risks {
  list-style: none;
  padding: 0;
  margin: 0 0 var(--space-4);
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}
.trade-risks li {
  font-size: var(--text-sm);
  color: var(--color-text);
  display: flex;
  align-items: flex-start;
  gap: var(--space-2);
  line-height: 1.5;
}
.trade-risks li::before {
  content: '';
  display: block;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--color-primary);
  flex-shrink: 0;
  margin-top: 8px;
}

/* --- COVERAGES --- */
.coverage-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-4);
}
@media (min-width: 640px) {
  .coverage-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (min-width: 960px) {
  .coverage-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}
.coverage-item {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-5);
}
.coverage-item h3 {
  font-size: var(--text-base);
  font-weight: 700;
  color: var(--color-secondary);
  margin-bottom: var(--space-2);
  display: flex;
  align-items: center;
  gap: var(--space-2);
}
.coverage-item h3 svg {
  width: 20px;
  height: 20px;
  color: var(--color-primary);
  flex-shrink: 0;
}
.coverage-item p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.65;
}

/* --- WHY US --- */
.why-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-6);
}
@media (min-width: 768px) {
  .why-grid {
    grid-template-columns: 1fr 1fr;
  }
}
.why-item {
  display: flex;
  gap: var(--space-4);
  align-items: flex-start;
}
.why-icon {
  width: 44px;
  height: 44px;
  min-width: 44px;
  background: var(--color-primary-bg);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-primary-dark);
}
.why-icon svg {
  width: 22px;
  height: 22px;
}
.why-item h3 {
  font-size: var(--text-base);
  font-weight: 700;
  color: var(--color-secondary);
  margin-bottom: var(--space-1);
}
.why-item p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.65;
}

/* --- FAQ --- */
.faq-list {
  max-width: 760px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.faq-item {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  background: var(--color-surface);
  overflow: hidden;
}
.faq-question {
  width: 100%;
  text-align: left;
  padding: var(--space-4) var(--space-5);
  font-size: var(--text-base);
  font-weight: 600;
  color: var(--color-secondary);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-4);
  background: transparent;
  cursor: pointer;
  min-height: 56px;
}
.faq-question:hover {
  background: var(--color-surface-alt);
}
.faq-question svg {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  transition: transform 0.25s ease;
  color: var(--color-text-faint);
}
.faq-item.active .faq-question svg {
  transform: rotate(180deg);
}
.faq-answer {
  display: none;
  padding: 0 var(--space-5) var(--space-5);
}
.faq-item.active .faq-answer {
  display: block;
}
.faq-answer p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.7;
}

/* --- QUOTE FORM --- */
.form-section {
  background: var(--color-secondary);
  color: var(--color-text-inverse);
  padding: clamp(var(--space-12), 6vw, var(--space-20)) var(--space-4);
}
.form-inner {
  max-width: var(--content-wide);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-8);
}
@media (min-width: 768px) {
  .form-inner {
    grid-template-columns: 1fr 1.2fr;
    align-items: start;
  }
}
.form-copy h2 {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 800;
  margin-bottom: var(--space-3);
}
.form-copy .subtext {
  color: rgba(255,255,255,0.7);
  font-size: var(--text-base);
  line-height: 1.7;
  margin-bottom: var(--space-6);
}
.form-promise {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.form-promise-item {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.8);
}
.form-promise-item svg {
  width: 20px;
  height: 20px;
  color: var(--color-primary);
  flex-shrink: 0;
}
.quote-form {
  background: var(--color-surface);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  color: var(--color-text);
}
.quote-form h3 {
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--color-secondary);
  margin-bottom: var(--space-4);
  text-align: center;
}
.form-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-3);
}
@media (min-width: 480px) {
  .form-grid {
    grid-template-columns: 1fr 1fr;
  }
}
.form-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
}
.form-group.full-width {
  grid-column: 1 / -1;
}
.form-group label {
  font-size: var(--text-xs);
  font-weight: 600;
  color: var(--color-text-muted);
}
.form-group input,
.form-group select,
.form-group textarea {
  padding: var(--space-3) var(--space-3);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font-size: var(--text-sm);
  background: var(--color-bg);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px var(--color-primary-light);
}
.form-group textarea {
  resize: vertical;
  min-height: 80px;
}
.form-submit {
  margin-top: var(--space-3);
  grid-column: 1 / -1;
}
.form-fine-print {
  text-align: center;
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  margin-top: var(--space-3);
}

/* --- SOCIAL PROOF BAR --- */
.proof-bar {
  background: var(--color-primary-bg);
  padding: var(--space-6) var(--space-4);
  border-bottom: 1px solid var(--color-border);
}
.proof-inner {
  max-width: var(--content-wide);
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--space-6);
  align-items: center;
}
.proof-item {
  text-align: center;
  min-width: 140px;
}
.proof-number {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 800;
  color: var(--color-secondary);
}
.proof-label {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
}

/* --- CTA BANNER --- */
.cta-banner {
  background: var(--color-primary);
  padding: var(--space-8) var(--space-4);
  text-align: center;
}
.cta-banner-inner {
  max-width: 640px;
  margin: 0 auto;
}
.cta-banner h2 {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 800;
  color: #FFFFFF;
  margin-bottom: var(--space-2);
}
.cta-banner p {
  color: rgba(255,255,255,0.85);
  font-size: var(--text-base);
  margin-bottom: var(--space-5);
}
.cta-banner .btn {
  background: var(--color-secondary);
  color: #FFFFFF;
}
.cta-banner .btn:hover {
  background: var(--color-secondary-hover);
}

/* --- FOOTER --- */
.site-footer {
  background: var(--color-secondary);
  color: rgba(255,255,255,0.65);
  padding: var(--space-8) var(--space-4) var(--space-4);
}
.footer-inner {
  max-width: var(--content-wide);
  margin: 0 auto;
}
.footer-top {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: var(--space-6);
  padding-bottom: var(--space-6);
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.footer-brand {
  max-width: 320px;
}
.footer-brand .logo {
  color: #FFFFFF;
  margin-bottom: var(--space-3);
}
.footer-brand p {
  font-size: var(--text-xs);
  line-height: 1.7;
}
.footer-links h4 {
  font-size: var(--text-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: rgba(255,255,255,0.4);
  margin-bottom: var(--space-3);
}
.footer-links a {
  display: block;
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.7);
  text-decoration: none;
  padding: var(--space-1) 0;
}
.footer-links a:hover {
  color: #FFFFFF;
}
.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-3);
  padding-top: var(--space-4);
  font-size: var(--text-xs);
}

/* --- ANIMATIONS --- */
@media (prefers-reduced-motion: no-preference) {
  .fade-in {
    opacity: 0;
    transform: translateY(16px);
    transition: opacity 0.5s ease, transform 0.5s ease;
  }
  .fade-in.visible {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ============================================
   MULTI-STEP QUOTE WIZARD
   3-step: Trade → Details → Contact
   ============================================ */

/* Wrapper replaces .quote-form */
.msf-form {
  background: var(--color-surface);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  color: var(--color-text);
  position: relative;
  overflow: hidden;
}

/* Progress bar */
.msf-progress {
  display: flex;
  align-items: center;
  gap: 0;
  margin-bottom: var(--space-6);
}
.msf-step-label {
  display: flex;
  flex-direction: column;
  align-items: center;
  flex: 1;
  gap: var(--space-1);
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  transition: color var(--transition-interactive);
  position: relative;
  z-index: 1;
}
.msf-step-label.active {
  color: var(--color-secondary);
}
.msf-step-label.done {
  color: var(--color-primary);
}
.msf-step-dot {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  border: 2px solid var(--color-border);
  background: var(--color-surface);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--color-text-faint);
  transition: all var(--transition-interactive);
  position: relative;
  z-index: 2;
}
.msf-step-label.active .msf-step-dot {
  border-color: var(--color-secondary);
  background: var(--color-secondary);
  color: #fff;
}
.msf-step-label.done .msf-step-dot {
  border-color: var(--color-primary);
  background: var(--color-primary);
  color: #fff;
}
.msf-step-connector {
  flex: 1;
  height: 2px;
  background: var(--color-border);
  position: relative;
  top: -10px;
  transition: background var(--transition-interactive);
}
.msf-step-connector.done {
  background: var(--color-primary);
}

/* Progress track bar */
.msf-track {
  height: 4px;
  background: var(--color-border);
  border-radius: 2px;
  margin-bottom: var(--space-6);
  overflow: hidden;
}
.msf-track-fill {
  height: 100%;
  background: var(--color-primary);
  border-radius: 2px;
  transition: width 400ms cubic-bezier(0.16, 1, 0.3, 1);
  width: 33%;
}

/* Step panels */
.msf-panel {
  display: none;
}
.msf-panel.active {
  display: block;
  animation: msfFadeIn 220ms ease;
}
@keyframes msfFadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* Step heading */
.msf-heading {
  font-size: var(--text-lg);
  font-weight: 800;
  color: var(--color-secondary);
  text-align: center;
  margin-bottom: var(--space-2);
  line-height: 1.2;
}
.msf-sub {
  text-align: center;
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-bottom: var(--space-5);
}

/* Trade tile grid — Step 1 */
.msf-tiles {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(100px, 1fr));
  gap: var(--space-3);
  margin-bottom: var(--space-5);
}
.msf-tile {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: var(--space-4) var(--space-2);
  border: 2px solid var(--color-border);
  border-radius: var(--radius-lg);
  background: var(--color-bg);
  cursor: pointer;
  transition: all var(--transition-interactive);
  text-align: center;
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-text);
  -webkit-tap-highlight-color: transparent;
  user-select: none;
}
.msf-tile:hover {
  border-color: var(--color-primary);
  background: var(--color-primary-bg);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}
.msf-tile.selected {
  border-color: var(--color-secondary);
  background: var(--color-secondary-light);
  color: var(--color-secondary);
}
.msf-tile svg {
  width: 32px;
  height: 32px;
  stroke: var(--color-primary);
}
.msf-tile.selected svg {
  stroke: var(--color-secondary);
}
.msf-tile-label {
  font-size: 0.75rem;
  line-height: 1.2;
}

/* Fields — Step 2 & 3 */
.msf-fields {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
  margin-bottom: var(--space-5);
}
.msf-field {
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
}
.msf-field label {
  font-size: var(--text-xs);
  font-weight: 600;
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}
.msf-field input,
.msf-field select {
  padding: var(--space-3) var(--space-4);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  font-size: var(--text-base);
  background: var(--color-bg);
  font-family: var(--font-body);
  color: var(--color-text);
  transition: border-color var(--transition-interactive), box-shadow var(--transition-interactive);
  width: 100%;
  box-sizing: border-box;
}
.msf-field input:focus,
.msf-field select:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px var(--color-primary-light);
}
.msf-field input::placeholder {
  color: var(--color-text-faint);
}

/* Navigation buttons */
.msf-nav {
  display: flex;
  gap: var(--space-3);
  align-items: center;
}
.msf-nav-back {
  background: none;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-text-muted);
  cursor: pointer;
  transition: all var(--transition-interactive);
  flex-shrink: 0;
}
.msf-nav-back:hover {
  border-color: var(--color-secondary);
  color: var(--color-secondary);
}
.msf-nav-next {
  flex: 1;
  background: var(--color-primary);
  color: #fff;
  border: none;
  border-radius: var(--radius-md);
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-base);
  font-weight: 700;
  cursor: pointer;
  transition: all var(--transition-interactive);
  font-family: var(--font-body);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
}
.msf-nav-next:hover {
  background: var(--color-primary-hover);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(197,149,43,0.35);
}
.msf-nav-next:disabled {
  opacity: 0.5;
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}

/* Trust micro-copy below submit */
.msf-trust {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  margin-top: var(--space-3);
  font-size: var(--text-xs);
  color: var(--color-text-faint);
}
.msf-trust svg {
  width: 14px;
  height: 14px;
  flex-shrink: 0;
}

/* Success state */
.msf-success {
  display: none;
  text-align: center;
  padding: var(--space-8) var(--space-4);
  animation: msfFadeIn 300ms ease;
}
.msf-success.active {
  display: block;
}
.msf-success-icon {
  width: 56px;
  height: 56px;
  background: var(--color-accent-light);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--space-4);
}
.msf-success-icon svg {
  width: 28px;
  height: 28px;
  stroke: var(--color-accent);
}
.msf-success h3 {
  font-size: var(--text-lg);
  font-weight: 800;
  color: var(--color-secondary);
  margin-bottom: var(--space-2);
}
.msf-success p {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
}

/* Error shake */
@keyframes msfShake {
  0%, 100% { transform: translateX(0); }
  25% { transform: translateX(-4px); }
  75% { transform: translateX(4px); }
}
.msf-field.error input,
.msf-field.error select {
  border-color: var(--color-error);
  animation: msfShake 200ms ease;
}
.msf-field-error,
.msf-error-msg {
  font-size: 0.7rem;
  color: var(--color-error);
  margin-top: 2px;
  display: block;
}

/* Mobile adjustments */
@media (max-width: 480px) {
  .msf-tiles {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-2);
  }
  .msf-tile {
    padding: var(--space-3) var(--space-1);
  }
  .msf-tile svg {
    width: 26px;
    height: 26px;
  }
}


/* ── Sticky Mobile Call Bar ─────────────────────────────── */
.sticky-call-bar {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 999;
  background: var(--color-secondary);
  padding: 12px 16px;
  display: flex;
  gap: 10px;
  align-items: center;
  box-shadow: 0 -2px 12px rgba(0,0,0,0.18);
}
.sticky-call-bar a {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 10px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  line-height: 1.2;
}
.sticky-call-bar .scb-call {
  background: var(--color-primary);
  color: #fff;
}
.sticky-call-bar .scb-text {
  background: #fff;
  color: var(--color-secondary);
}
.sticky-call-bar svg { flex-shrink: 0; }
@media (min-width: 768px) {
  .sticky-call-bar { display: none !important; }
}
@media (max-width: 767px) {
  .sticky-call-bar { display: flex; }
  /* push footer content above the bar */
  body { padding-bottom: 76px; }
}


/* ── Trade Card Secondary CTA ───────────────────────────── */
.trade-card-secondary-cta {
  display: block;
  text-align: center;
  margin-top: 10px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-secondary);
  text-decoration: none;
  opacity: 0.75;
  transition: opacity 0.2s;
}
.trade-card-secondary-cta:hover { opacity: 1; text-decoration: underline; }